Published October 4, 2026 in Market Update

One part of Lexington is still much tighter than the rest

By Helen Howard

Real estate, Lexington

Nationally, Realtor.com counted 20.8% of listings taking a price cut in September. That is the highest share since October 2022. In Lexington's 27295, that pressure looks very different.

The Real Estate Data Aggregator counted 2.8 months of supply in 27295 for the three months ending July 31, 2026. That is down 0.5 months from the same period a year before. Less supply means buyers have fewer choices. Sellers in that part of Lexington still have some leverage.

How the two ZIP codes compare

The Real Estate Data Aggregator shows 27292 has 4.5 months of supply, up 1.7 months from a year ago. New listings there rose 37.5% year over year. That is a lot more competition for sellers in that ZIP.

What buyers are paying in 27295

The Real Estate Data Aggregator put the average sale-to-list ratio in 27295 at 99.2% for the three months ending July 31, 2026. That is up 0.1 points from a year before. Buyers there are paying very close to asking price.

The Real Estate Data Aggregator also counted 27.3% of homes in 27295 selling above list price. That share is up 3 points from a year ago. Nearly 3 in 10 homes there are drawing offers over asking.

What is happening in 27292

The Real Estate Data Aggregator counted 210 homes for sale in 27292 for the three months ending July 31, 2026. That is up 52.2% from the same period a year before. More homes for sale means buyers there have more room to be patient.

The Real Estate Data Aggregator shows 13.9% of homes in 27292 sold above list price. That is nearly half the rate seen in 27295. Pricing carefully matters more in 27292 right now.

The national backdrop

Realtor.com reported that mortgage rates topped 7% for the first time since January 2025. That is putting pressure on buyers across the country. Realtor.com also counted active listings nationally growing 5.5% year over year, topping 1.16 million homes for sale.

The Federal Housing Finance Agency reported U.S. house prices rose 2.6% from July 2025 to July 2026. Lexington's 27295 median sale price rose 8.4% over the same stretch, according to the Real Estate Data Aggregator. That is more than three times the national pace.

Speed: not every home moves fast

The Real Estate Data Aggregator counted a median of 46 days on market in 27295. That is 2 days longer than a year before. The pace is not frantic, but it is steady.

The Real Estate Data Aggregator shows 33.5% of homes in 27295 went under contract within two weeks of listing. That share is down 2.1 points from a year ago. Not every home sells fast, but a third of them do.